Financial Planning – Marriage Is About Love Divorce Is About Money® Podcast

All About Mortgages and Homeownership After Divorce (Ep. 20)

By TheBusinessofDivorce | May 30, 2025

What happens when the financial realities of life post-divorce put you at a crossroads?

Gabrielle Clemens, JD, LLM, Certified Divorce Financial Analyst, and Accredited Estate Planner, unpacks the complexities of home ownership and property management in the evolving landscape of divorce. Gabrielle sheds light on the challenges of maintaining low-rate mortgages, the implications of joint property ownership, and the fine line between personal and business arrangements.

Key Insights:

Navigating mortgage refinancing post-divorce [00:03:00]
Challenges of joint property ownership [00:05:00]
The potential pitfalls of co-owning vacation homes [00:12:00]
Strategies for maintaining clarity in property agreements [00:18:00]
Understanding the emotional impact of staying in the marital home [00:16:00]

Resources:

Marriage Is About Love Divorce Is About Money® by Gabrielle Clemens

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The Solo Divorce Journey: Hilary’s Story of Going Pro Se in Court (Ep. 19)

By TheBusinessofDivorce | May 16, 2025

When you’ve been praised for a smooth divorce but suddenly find yourself representing yourself, what exactly went wrong? This episode dives into the unexpected journey of going pro se with special guest, Hilary – an artist turned self-representative in the courtroom.

Join Gabrielle Clemens, a certified divorce financial analyst, as she explores Hilary’s story of navigating from having top-tier law firms to handling her case solo. Learn the unforeseen challenges she faced, the strategies she employed, and the liberation she found in taking control of her narrative. This episode provides essential insights for anyone considering a self-representation path in their divorce process.

Gabrielle and Hilary discuss:

(00:01:32) Building a legal team and selecting the right attorneys
(00:16:27)Transitioning to self-representation and forming a support network
(00:18:57) The realities and challenges of navigating court systems alone
(00:24:21) Strategies for maintaining composure and boundaries
(00:28:46) Reflecting on empowerment and the feasibility of representing oneself on financial vs. parenting issues

Resources:

Marriage Is About Love, Divorce Is About Money® by Gabrielle Clemens

Connect with Gabrielle Clemens:

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Retirement Assets in Divorce (Ep. 7)

By TheBusinessofDivorce | October 11, 2024

This week on Marriage Is About Love Divorce Is About Money®, Gabrielle Clemens, JD, LLM, Certified Divorce Financial Analyst, and Accredited Estate Planner discusses the financial aspects of divorce, focusing on the division of retirement and non-retirement assets.

She emphasizes the importance of understanding tax implications and the processes involved in equalizing assets during a divorce, covering the distinction between marital and separate property, the complexities of qualified plans, and the necessary steps to ensure a fair division of assets.

Key Insights:

Retirement vs. Non-Retirement Assets: It’s essential to differentiate between retirement and non-retirement assets when dividing them in a divorce
Challenges of Commingling Assets: By keeping a clear record of pre-marital assets and working with your attorney, you can better identify what remains solely yours
IRA Transfers: A straightforward option for dividing retirement assets. A “Transfer Incident to Divorce” can move funds without tax penalties if enough is available in an IRA
Tax Planning in Divorce: When dividing retirement assets, be cautious of tax implications, especially if taking distributions before 59.5 years of age, as early withdrawals can trigger both income taxes and a 10% penalty
And more!